Solar Savings in Ohio — 2026
A Ohio starting point built on the August 2026 EIA residential rate of 19.38 ¢/kWh and the 2026 rule: a $0 federal credit for homeowner-owned systems.
What the 2026 numbers look like in Ohio
The August 2026 EIA residential rate for Ohio is 19.38 cents/kWh, 6.7% above the 18.16-cent U.S. average. Installed cost is 2.80 $/W, the labeled 2.80 $/W national modeling benchmark; sunlight uses the midwest continental band planning band at 4.6 peak sun hours/day. No verified state-level installed price was available for Ohio, so the tariff side is measured while the cost side is explicitly a labeled benchmark. No single statewide export-credit rule could be verified, so that input stays conservative until you confirm it with your utility.
What actually moves the estimate in Ohio
Holding a $150 monthly bill fixed, those inputs size a 5.93 kW array here against 6.06 kW at the national average, produce about 8,359 kWh in year one against 8,921 kWh, and put the interpolated payback at 16.0 years against 16.1 years. The 2.80 $/W price sits +0% relative to the 2.80 $/W benchmark.
That gap is arithmetic from published inputs, not a ranking of states and not an installer quote. Fixed monthly charges, non-bypassable charges, time-of-use periods, annual true-up caps, interconnection limits and a real bid all sit outside this model; the methodology page lists the omissions in full. Replace every default in the calculator below with your own figures.
Example estimates at three bill levels
All three rows hold the same assumptions (90% offset, a south-facing 20-degree unshaded roof, 0.84 derate, no battery, 3% rate escalation, 0.5% degradation, 25 years); only the monthly bill changes. The full default set and every equation are on the methodology page. Replace them in the calculator below with your own figures before treating any row as yours.
| Monthly bill | System size | Gross cost | Net cost | Year-one savings | Payback | 25-year net |
|---|---|---|---|---|---|---|
| $100 | 3.95 kW | $11,064 | $11,064 | $679 | 17.2 yr | $6,900 |
| $150 | 5.93 kW | $16,595 | $16,595 | $1,019 | 16.0 yr | $12,753 |
| $250 | 9.88 kW | $27,659 | $27,659 | $1,698 | 15.1 yr | $24,458 |
At a $150 monthly bill the model sizes a 5.93 kW array producing about 8,359 kWh in year one, needing roughly 326 sq ft of usable roof, with a gross cost of $16,595 and a net cost of $16,595. Year-one savings are $1,019, and the interpolated payback is 16.0 years.
Ohio incentive and tariff stack
No statewide residential solar tax credit or flat grant could be verified in our November 2026 review. State and local programs change; check DSIRE and your utility before assuming $0 or assuming a rebate.
No separate production incentive was verified for this state in our November 2026 review; check DSIRE and your utility for local programs.
No statewide residential export-credit rule could be verified in our November 2026 review. This calculator assumes a conservative $0.05/kWh export credit; confirm the actual buyback rate with your utility before making a decision.
Where these numbers come from
- Electricity rate: 19.38 ¢/kWh is the EIA Electric Power Monthly Table 5.6.A August 2026 residential value for Ohio, reproduced verbatim. EIA flags 2026 values as preliminary. Table 5.6.B is a year-to-date series and was not mixed in.
- Installed cost: 2.80 $/W — National modeling benchmark (2.80 $/W) — not a measured state price.
- Solar resource: 4.6 peak sun hours/day, midwest continental band (a planning band, not a station measurement). Use NREL PVWatts for an address-level figure.
- Export regime: No statewide residential export-credit rule could be verified in our November 2026 review. This calculator assumes a conservative $0.05/kWh export credit; confirm the actual buyback rate with your utility before making a decision.
- Federal credit: $0. IRC section 25D was terminated for expenditures made after December 31, 2025 under Public Law 119-21.
How Ohio compares with the nation and its neighbours
At the U.S. average of 18.16 ¢/kWh and a 2.80 $/W modeling benchmark, the same $150 bill sizes a 6.06 kW array with a $16,972 net cost and a 16.1-year payback. The neighbouring states below show how quickly the inputs change across a border — and why copying a national estimate into a Ohio proposal is a mistake.
| State | Rate (Aug 2026) | Installed $/W | Peak sun hours | Export regime |
|---|---|---|---|---|
| North Dakota | 13.31 ¢ | 2.80 $/W | 5.6 h | varies |
| Oklahoma | 14.82 ¢ | 2.80 $/W | 5.6 h | varies |
Your inputs
Change any default to match your bill, your quote and your utility tariff.
Household and price
Roof and solar resource
Money, financing and 25-year assumptions
Your estimate
Federal residential credit (2026)
$0.
Itemized cost
Ownership comparison · 25-year net
| Cash purchase | — |
|---|---|
| Loan (after payments) | — |
| Lease / PPA (no upfront) | — |
| Loan monthly payment | — |
The cash and loan rows both exclude any federal credit. A third-party owner, not you, may claim section 48E.
Environmental scale
| CO₂ avoided in year one | — |
|---|---|
| Mature-tree equivalent | — |
| Gasoline car miles | — |
Uses 0.855 lb CO₂/kWh (U.S. grid average), 48 lb/tree/year and 0.89 lb/mile.
25-year cumulative net cash flow
Sensitivity to utility rate escalation
| Annual escalation | Payback | 25-year net |
|---|
Year-by-year cash flow
| Year | Production kWh | Bill savings | Maintenance | Net | Cumulative |
|---|
What to verify first in Ohio
- Both sides of the meter matter. At 19.38 cents/kWh, close to the 18.16-cent national average, neither the avoided retail rate nor the export credit dominates; a change to either can shift the 16.0 years payback. Model both before agreeing to an array size.
- Price is a benchmark here, not a measurement. No verified state-level marketplace average was available, so the model uses 2.80 $/W and says so on the page. Three written cash quotes replace that assumption with a real number.
- No statewide export rule was verified. The model therefore uses a conservative export credit. Your utility tariff sheet is the only reliable source for that input, and it decides whether a larger array helps or hurts.
- Check the incentive cap and carryforward. A state credit is applied in this model; confirm the statutory cap, whether unused amounts carry forward and whether the program has a waitlist before treating it as cash.
Before you sign in Ohio
- Get your utility's export credit in cents per kWh, in writing, and check whether it is locked.
- Compare at least three written quotes on $/W before incentives, with cash and financed prices separated.
- Confirm the Ohio incentive stack on DSIRE and your utility program page — caps, carryforwards and waitlists change.
- Ask for a bill-impact analysis built on your 12 months of interval data, not a single annual average.
- If a proposal still shows a 30% federal credit on a 2026 installation, treat every number in it as unverified.
Planning estimates only — not a quote, tax advice, legal advice or financial advice. State benchmarks are not your utility tariff. Verify every incentive with the program administrator and get at least three written installer quotes.
Frequently asked questions
What is the average residential electricity rate in Ohio?
EIA's Electric Power Monthly Table 5.6.A reports 19.38 cents per kWh for Ohio in August 2026 (preliminary), against a U.S. average of 18.16 cents. Your own utility tariff may differ, especially if you are on a time-of-use plan.
Is there a state solar tax credit in Ohio?
No statewide residential solar tax credit or flat grant could be verified in our November 2026 review. State and local programs change; check DSIRE and your utility before assuming $0 or assuming a rebate.
Does Ohio have full-retail net metering?
No statewide residential export-credit rule could be verified in our November 2026 review. This calculator assumes a conservative $0.05/kWh export credit; confirm the actual buyback rate with your utility before making a decision.
Is the 30% federal credit available for a 2026 installation in Ohio?
No. IRC section 25D was terminated for expenditures made after December 31, 2025 by Public Law 119-21, and the IRS treats the expenditure as made when the original installation is completed. A homeowner-owned system installed in 2026 gets $0 federally, in Ohio as in every other state. A third-party owner of a lease or PPA may claim the commercial section 48E credit instead.
Sources and further reading
- U.S. EIA, Electric Power Monthly, Table 5.6.A, August 2026
- IRS FS-2025-05 (25D termination)
- DSIRE — state incentive database
- NREL NSRDB / PVWatts
- EnergySage marketplace state averages, September 2026